AppleCare+ has been around for years, but in 2025, with Apple’s latest lineup of products becoming more expensive and more sophisticated, the question is as important as ever: Is AppleCare+ worth it? Whether you just picked up the shiny new iPhone 16 Pro Max, an M4 MacBook Pro, or the slick new M4 iPad Pro, protecting your investment matters. But should you spend the extra cash on AppleCare+? Let’s dive in.
Apple’s extended warranty program offers peace of mind for many device owners, but the value depends on your personal habits and needs. For most people, AppleCare+ is worth the cost if you’re accident-prone, frequently use your device in risky environments, or want predictable repair costs for expensive Apple products.
The basic plan gives you two years of coverage from your purchase date, including technical support and hardware repairs. While Apple’s devices come with a standard one-year warranty, AppleCare+ extends this protection and adds coverage for accidental damage. For items like iPhones, you’ll pay less for screen repairs and other damage than you would without the plan.
Your lifestyle plays a big role in whether AppleCare+ makes sense for you. If you’re careful with your devices and rarely have accidents, you might not need the extra coverage. However, if you have a history of dropping phones or use them in tough conditions, the peace of mind might be well worth the upfront cost.
What Exactly Is AppleCare+ in 2025?
AppleCare+ is Apple’s extended warranty and support plan. It covers hardware failures beyond the standard one-year warranty and offers accidental damage protection. As of 2025, Apple has significantly expanded its AppleCare+ offerings:
- Unlimited accidental damage claims (used to be capped at two incidents per 12 months).
- Battery service coverage if your battery holds less than 80% of its original capacity.
- 24/7 priority tech support via chat or phone.
- Express Replacement Service, where Apple sends a replacement device before you send yours in.
AppleCare+ also offers Theft and Loss coverage for iPhones (but only if you have Find My enabled).
Costs of AppleCare+ in 2025 (Based on the Latest Products)
Here’s what you’re looking at price-wise if you’re adding AppleCare+ to Apple’s latest lineup:
| Product | Monthly Plan | Annual/One-Time Cost | Service Fees |
|---|---|---|---|
| iPhone 16 / Pro / Pro Max | $10.49/mo | $199 (2-year plan) | $29 screen damage / $99 other accidental damage |
| MacBook Pro M4 (14″) | $9.99/mo | $299 (3 years) | $99 screen damage / $299 other accidental damage |
| MacBook Pro M4 (16″) | $14.99/mo | $399 (3 years) | Same as above |
| MacBook Air M4 (13″, 15″) | $6.99 – $7.99/mo | $249 (3 years) | Same as above |
| iPad Pro M4 (11″, 13″) | $7.49 – $8.49/mo | $149 – $179 (2 years) | $49 accidental damage (lower than MacBooks/iPhones) |
| iPad Mini 7 (2024) | $3.99/mo | $79 (2 years) | $49 accidental damage |
Note: Theft and Loss for iPhone 16 models adds about $4.50/month.
Is AppleCare+ Worth It in 2025? Let’s Break It Down.
1. The Cost of Repairs Without AppleCare+ Has Skyrocketed
Apple’s devices are becoming more advanced—and more expensive to repair. Take a look:
- iPhone 16 Pro Max screen replacement (out-of-warranty): ~$429
- M4 MacBook Pro 16″ screen repair: ~$800
- M4 iPad Pro 13″ display: ~$600
Without AppleCare+, you’re paying these amounts out of pocket. With AppleCare+, you’re only paying the service fee ($29 to $299 depending on damage).
2. Apple’s Shift to Complex Designs Increases Repair Costs
Apple’s newest devices are slimmer and more complex. The M4 iPad Pro, for example, is Apple’s thinnest product ever, which makes it more fragile and harder (read: more expensive) to repair.
With Apple shifting to tandem OLED displays in the iPad Pro and titanium frames on iPhones, the cost of parts has increased. You’re not just paying for a cracked screen—you’re replacing highly specialized components.
3. Battery Health Concerns Are Real
Battery degradation over time is inevitable. If you keep your M4 MacBook Pro or iPhone 16 Pro Max for more than two years, you’ll likely experience reduced battery capacity.
With AppleCare+, if the battery health drops below 80%, Apple replaces it for free. Out of warranty, a MacBook Pro battery swap can cost $249, and an iPhone battery around $99.
4. Unlimited Accidental Damage Protection is a Game Changer
Before 2022, AppleCare+ limited accidental damage claims. In 2025, unlimited claims are standard. If you’re prone to accidents (or have kids), this makes a massive difference.
5. Theft and Loss Protection is Worth Considering (For iPhones)
With the iPhone 16 Pro Max costing upwards of $1,399, Theft and Loss protection can save you serious money. If your phone is lost or stolen, Apple will replace it for a deductible of $149, instead of leaving you out $1,000+.
When AppleCare+ Might Not Be Worth It
If you:
- Tend to upgrade frequently (every 12-18 months).
- Keep your device in a case and handle it carefully.
- Don’t mind paying out-of-pocket for minor repairs.
You might feel comfortable skipping AppleCare+, especially on lower-cost devices like the iPad Mini 7 or entry-level MacBook Air.
Pro Tip: Use AppleCare+ Transfer or Refund Policies
Did you know AppleCare+ is transferable if you sell your device? That can increase resale value. You can also cancel AppleCare+ for a pro-rated refund if you don’t use it or decide to upgrade sooner than expected.
Verdict: Is AppleCare+ Worth It in 2025?
Yes, if:
✅ You’re buying a premium device (iPhone 16 Pro Max, M4 MacBook Pro)
✅ You need peace of mind for accidental drops or battery issues
✅ You want Theft & Loss coverage for your iPhone
Maybe Not, if:
❌ You upgrade your devices yearly
❌ You’re buying lower-risk devices (iPad Mini, base iPhone 16)
❌ You have third-party insurance that offers better coverage
Final Thoughts
In 2025, AppleCare+ is more valuable than ever—especially for Apple’s premium lineup. With unlimited accidental damage, battery replacement, and theft protection, it can save you hundreds (or even thousands) over the life of your device.
➡️ Pro Tip: Always do the math for your specific use case. And remember: accidents happen when you least expect them.
Key Takeaways
- AppleCare+ provides extended warranty coverage with lower repair costs for accidental damage than paying out-of-pocket.
- Your personal habits and how you use your devices should guide your decision to purchase AppleCare+.
- The value increases for more expensive Apple products like MacBooks and iPads compared to cheaper accessories.
Understanding AppleCare and AppleCare+
Apple offers different protection plans for their devices that go beyond the basic warranty. These plans vary in coverage, cost, and duration depending on which Apple product you own.
What Is AppleCare?
AppleCare is Apple’s umbrella term for warranty and service coverage plans. The basic warranty comes free with all new Apple products and lasts for one year. This limited warranty covers manufacturing defects but not accidents or theft.
AppleCare+ extends this coverage and adds protection for accidents. You can buy it when purchasing a new device or within 60 days afterward in most countries.
For many Apple users, the peace of mind is worth the extra cost. If you tend to drop your phone or spill drinks on your laptop, AppleCare+ could save you hundreds in repair costs.
The plan can be paid upfront or monthly, making it flexible for different budgets.
Differences Between Standard Apple Warranty and AppleCare+
The standard Apple warranty is quite basic. It covers manufacturing defects for one year and includes 90 days of technical support.
AppleCare+ offers much more:
- Extended coverage (usually 2-3 years from purchase date)
- Repair or replacement for accidental damage
- 24/7 priority access to Apple support
- Express replacement service
The biggest difference is accident coverage. Drop your iPhone and crack the screen? With AppleCare+, you’ll pay just $29 for a screen repair instead of up to $329 without it.
For water damage or other accidents, you’ll pay $99 with AppleCare+ versus potentially hundreds without it. However, there’s a limit of two accident claims per year.
The AppleCare+ for Individual Devices
AppleCare+ plans are tailored to specific devices:
iPhone: Costs between $149-$199 for two years of coverage or can be paid monthly. Includes lost and stolen protection for an additional fee.
Mac: Ranges from $99-$399 depending on the model. Covers the computer plus included accessories like the power adapter.
iPad: Starts at $69 and includes Apple Pencil coverage if purchased with your iPad.
Apple Watch: Varies by model, with higher coverage for premium editions.
Other devices like Apple TV, AirPods, and HomePod have their own specific plans at different price points.
In 2025, Apple has adjusted some pricing from previous years, so check current rates before deciding.
Cost-Benefit Analysis of AppleCare+
When deciding if AppleCare+ is worth the money in 2025, you need to weigh what you pay against what you get. The right choice depends on how you use your device and your comfort with risk.
Analyzing the Coverage Options
AppleCare+ comes in different versions depending on your device. For iPhones, the basic plan costs $199 for two years or about $9.99 monthly, while the premium AppleCare+ with Theft and Loss runs about $269 for two years or $13.49 monthly.
What do you get? AppleCare+ extends your warranty from one year to two or three years depending on the device. It also gives you:
- Two accidental damage incidents per year
- Battery service if your battery holds less than 80% of its original capacity
- Express replacement service
- 24/7 priority access to Apple support
For MacBooks, iPads, and Apple Watches, the coverage period and costs vary, but all include similar benefits tailored to each device.
Service Fees and Deductibles
Even with AppleCare+, repairs aren’t completely free. You’ll pay small service fees when you make a claim:
| Device Type | Screen/Glass Damage | Other Damage |
|---|---|---|
| iPhone | $29 | $99 |
| iPad | $49 | $49 |
| MacBook | $99 | $299 |
| Apple Watch | $69 | $79 |
Without AppleCare+, these same repairs could cost hundreds more. For example, fixing a cracked iPhone 15 Pro Max screen without coverage might cost $379, versus just $29 with AppleCare+.
The theft and loss deductible is higher—typically $149 for most iPhone models—but still much less than buying a new device outright.
Comparing AppleCare+ With Insurance Policies
AppleCare+ differs from other insurance policies in important ways. Many credit cards offer 90-day purchase protection and extended warranties, but these rarely cover accidental damage.
Carrier insurance plans from Verizon, T-Mobile, and AT&T often cost $7-18 monthly and include similar benefits, but they typically have:
- Higher deductibles ($150-$299)
- Less knowledgeable support staff
- Third-party repair parts rather than Apple genuine parts
Homeowner’s or renter’s insurance might cover theft, but deductibles are usually $500+ and claims can increase your premiums.
The key advantage of AppleCare+ is Apple’s direct service. Repairs happen at Apple Stores with genuine parts, and Apple’s technicians know their products best.
AppleCare+ Features and Advantages
AppleCare+ offers several key benefits that extend beyond Apple’s standard warranty. These premium services provide extra protection for your devices against common problems and offer enhanced support options.
Accidental Damage and Screen Replacement
AppleCare+ stands out by covering unlimited incidents of accidental damage protection. This means if you drop your iPhone or spill water on your MacBook, you’re covered.
For screen damage, which is one of the most common issues, you’ll pay:
- iPhone: $29 deductible per incident
- iPad: $49 deductible per incident
- Mac: $99 deductible per incident
Other types of accidental damage have slightly higher service fees:
- iPhone: $99
- iPad: $49
- Mac: $299
These costs are much lower than full repair prices without coverage. For example, fixing an iPhone 15 Pro Max screen without AppleCare+ can cost over $379, making the $29 deductible a huge saving.
Technical Support and Onsite Service
AppleCare+ extends Apple’s technical support from the standard 90 days to the full coverage period—typically two or three years depending on the device.
This support includes:
- 24/7 priority access to Apple experts via phone or chat
- Step-by-step troubleshooting for iOS, macOS, and Apple apps
- Help with iCloud, wireless networks, and Apple ID issues
For Mac users, AppleCare+ also includes onsite service for desktop computers. Apple will send a technician to your home or office when needed.
Business users benefit from additional services including IT department support and hardware coverage assessments. This saves time and reduces downtime for professionals who rely on their devices.
Theft and Loss Protection
The enhanced AppleCare+ with Theft and Loss option adds coverage if your device is stolen or goes missing. This premium tier costs more than standard AppleCare+ but provides valuable peace of mind.
With this coverage, you’ll pay a deductible for a replacement device:
- iPhone: $149 (regardless of model)
- Apple Watch: $69-$229 (depending on model)
To qualify for a replacement, you must have Find My iPhone enabled at the time of loss. The service requires filing a police report for stolen devices.
Many users find this option cheaper than carrier insurance plans while providing more comprehensive coverage. This feature may be particularly valuable for travelers or people in high-theft areas.
Battery Service and Express Replacement
AppleCare+ covers battery service when your battery holds less than 80% of its original capacity. Without coverage, battery replacements can cost $69-$99 depending on your device.
The Express Replacement Service is another standout feature. Here’s how it works:
- Contact Apple Support to request a replacement
- Apple ships you a new device, often arriving the next day
- You return your damaged device within 10 days
- No waiting without your device during repairs
This service is especially valuable for those who rely heavily on their devices for work or school. The minimal downtime helps maintain productivity when problems arise.
For travelers, Express Replacement works internationally, providing peace of mind when away from your local Apple Store.
Upgrading and Replacements with AppleCare+
AppleCare+ offers valuable options for iPhone owners looking to upgrade their devices or get repairs with original parts. These benefits can add significant value to your warranty coverage beyond basic protection.
Using AppleCare+ for iPhone Upgrades
The iPhone Upgrade Program bundles AppleCare+ with monthly payments, making it easier to get a new iPhone every year. This program lets customers spread payments over 24 months while getting the option to upgrade after just 12 payments.
When you have AppleCare+, you’re in a better position when trading in your device. The coverage helps maintain your iPhone’s value by ensuring it stays in good condition. Apple often offers more trade-in value for well-maintained devices.
If your iPhone needs replacement under AppleCare+, you’ll get a device that’s either new or equivalent to new in performance. This replacement also maintains your existing AppleCare+ coverage.
The remaining warranty period transfers to your replacement device. If less than 90 days remain, Apple gives you a 90-day warranty on the replacement – whichever gives you more coverage.
Utilizing Genuine Apple Parts for Repairs
With AppleCare+, all repairs use genuine Apple parts that match the exact specifications of your original components. These parts maintain optimal performance and battery life.
Third-party repair shops might use non-Apple components that could affect your device’s performance. AppleCare+ eliminates this risk by guaranteeing official parts for every repair.
Apple technicians are specially trained to work with these parts. They follow precise procedures to ensure repairs meet Apple’s quality standards. This expertise reduces the chance of additional problems after repairs.
For screen repairs, genuine Apple displays provide the same color accuracy, touch response, and brightness as your original screen. Battery replacements use batteries designed to work with your iPhone’s power management system.
Key Considerations Before Purchasing AppleCare+
Before investing in AppleCare+, you should weigh several important factors including your device usage patterns, coverage details, and the specific terms that might affect your experience with the service.
Assessing the Need for Extended Warranty
Start by evaluating how you use your Apple device. If you’re prone to accidents or have previously damaged devices, AppleCare+ might be worthwhile. The basic plan covers you for unlimited incidents of accidental damage, though repair fees still apply.
Consider your device’s value. More expensive items like MacBook Pros or high-end iPhones generally justify the extra protection more than cheaper accessories.
The timing of purchase matters too. Some users find value in buying AppleCare+ just before the standard warranty ends, extending protection to a total of 4 years instead of just 3.
Look at your past history with electronic devices:
- High risk users: Frequently drop or damage devices
- Low risk users: Careful handling, always use protective cases
- Travel users: Expose devices to various environments
Understanding Plan Terms and Conditions
AppleCare+ comes in different versions with varying costs. The standard plan typically runs for 2-3 years, while the subscription model allows yearly renewal for ongoing coverage.
Pay close attention to service fees. While the plan covers repairs, you’ll still pay a deductible for each incident. These fees vary by device and damage type:
| Device Type | Screen Damage | Other Damage |
|---|---|---|
| iPhone | $29 | $99 |
| MacBook | $99 | $299 |
| iPad | $49 | $49 |
Coverage activation is another key point. AppleCare+ must be purchased within 60 days of buying your device in most cases. After this window closes, you lose the option for extended warranty protection.
Exclusions and Limitations of Coverage
Not everything is covered under AppleCare+. Manufacturing defects are included, but certain types of damage fall outside the plan’s protection.
Theft and loss protection requires a separate, more expensive plan called AppleCare+ with Theft and Loss. The standard AppleCare+ won’t help if your device is stolen.
Other important limitations include:
- Cosmetic damage that doesn’t affect function
- Water damage beyond certain thresholds
- Unauthorized modifications or repairs
- Intentional damage or misuse
International coverage has restrictions too. While AppleCare+ works globally, service options may be limited in certain countries. Replacement devices might not be available, forcing you to wait for repairs instead.
Data Security and Privacy with AppleCare+
When you send your Apple device for repair, your personal information needs protection. AppleCare+ includes specific safeguards for your data during repairs and offers guidance on security settings.
Protection of Personal Data During Repairs
AppleCare+ technicians follow strict privacy protocols when handling your device. Before sending your iPhone, iPad, or Mac for repair, you should always back up and then erase your device.
Apple repair staff cannot access your personal data if you’ve locked your device properly. They won’t ask for your passcode during the repair process.
For screen repairs and minor fixes, technicians don’t need to access your system at all. For more complex repairs, your device will be returned to factory settings afterward.
Apple provides detailed instructions for preparing your device before service:
- Back up your data to iCloud or your computer
- Sign out of iCloud and the App Store
- Turn off Find My features
- Erase all content and settings
Apple’s Security Measures and Privacy Settings
AppleCare+ support can help you set up essential security features on your device. This includes guidance on Face ID, Touch ID, and two-factor authentication.
The support team can walk you through privacy settings that might be confusing. They can explain which apps have access to your location, photos, and microphone.
AppleCare+ advisors can help troubleshoot security issues that might put your data at risk. If you think your Apple ID has been compromised, they can help you secure your account right away.
In 2025, Apple has enhanced its security training for support staff. This means they’re better equipped to help with advanced security features like Privacy Reports and App Tracking Transparency.
Consumer Law vs. AppleCare+ Benefits
Many Apple device owners don’t realize they may have legal rights that overlap with paid AppleCare+ coverage. Understanding the difference between consumer law protections and AppleCare+ benefits can help you make smarter decisions about device protection.
How Consumer Law Affects Warranty Claims
Consumer protection laws in many countries give buyers rights that extend beyond Apple’s standard one-year warranty. In the European Union, consumers get a minimum two-year warranty on products. Australia and New Zealand have similar strong protections.
Under these laws, manufacturers must fix defects that existed when the product was sold. This means if your iPhone develops a hardware fault from normal use, you might be entitled to free repairs even without AppleCare+.
The key difference is burden of proof. With consumer law claims, you might need to prove the defect wasn’t caused by misuse. This can be challenging as time passes.
Consumer law typically doesn’t cover accidental damage. Drop your phone and crack the screen? That’s on you, not the manufacturer.
When to Rely on Consumer Law Instead of AppleCare+
If you rarely damage your devices and mainly worry about manufacturing defects, consumer law might provide enough protection. People who keep their devices in good cases and don’t work in high-risk environments might skip AppleCare+.
For expensive items like MacBooks that you plan to keep for many years, the math changes. The longer you own a device, the more likely it will develop issues after the standard warranty expires.
AppleCare+ shines for accident-prone users or those who need immediate device replacement. The program charges just $29 for screen repairs and $99 for other damage – far less than paying full repair costs.
Consider your usage patterns honestly. Do you have kids who might damage your iPad? Work outdoors with your MacBook? These factors make AppleCare+ more valuable despite consumer law protections.
Real-World Scenarios for AppleCare+ Claims
AppleCare+ protection becomes most valuable when real-life accidents happen or when devices unexpectedly fail. Let’s look at common situations where having this coverage makes a difference in repair costs and convenience.
Handling Accidental Damages
Dropped phones with cracked screens are among the most common AppleCare+ claims. In 2025, screen repairs without coverage can cost $279-$379 for newer iPhone models, but with AppleCare+, users pay just $29 per incident.
Water damage remains a significant risk. A customer who accidentally dropped their iPhone in a pool faced potential replacement costs of $700+. With AppleCare+, they paid only $99 for the entire device replacement.
The coverage extends to other Apple products too. MacBook liquid spills often damage keyboards and internal components. Without coverage, repairs typically cost $600-900. AppleCare+ reduces this to $299 per incident.
For iPad users, bent frames or damaged ports (common when children use devices) are covered under the same accidental damage protection.
Key benefit: Each customer can make 2 accidental damage claims per year, perfect for those who tend to be rough with their devices.
Dealing with Defects and Malfunctions
Battery issues become more common as devices age. Under AppleCare+, battery replacements showing less than 80% capacity are free, saving $69-$99 per replacement in 2025.
Hardware failures, like faulty cameras or speakers that stop working, happen even with Apple’s quality control. A customer whose iPhone camera failed after 14 months (past standard warranty) received a free repair that would have cost $449 without coverage.
MacBook keyboard and trackpad problems are fully covered. Several users report successful replacements of butterfly keyboards that developed sticky keys well into their second year of ownership.
Logic board failures, though rare, are among the most expensive repairs. One MacBook Pro owner saved over $800 when their device needed a new logic board 18 months after purchase.
Time savings: AppleCare+ customers typically receive expedited service with shorter wait times at Apple Stores and priority shipping for mail-in repairs.
Frequently Asked Questions
AppleCare+ offers different benefits and coverage options depending on your Apple device and needs. These plans have changed significantly in 2025 with new pricing structures and coverage terms.
What are the advantages and disadvantages of purchasing AppleCare+ for a MacBook in 2025?
AppleCare+ for MacBooks in 2025 provides extended hardware coverage and technical support for three years from the purchase date. This includes up to two incidents of accidental damage protection every 12 months.
The main advantage is peace of mind, especially for users who travel frequently with their MacBooks or use them in risky environments. Repairs for logic boards and displays can cost hundreds of dollars without coverage.
The primary disadvantage is the upfront cost, which has increased slightly in 2025. For many careful users who keep their MacBooks in protective cases, the extended warranty might not be worth the investment if they rarely damage their devices.
How does AppleCare+ for iPhones compare in terms of value in 2025?
AppleCare+ for iPhones in 2025 offers two payment options: a one-time fee of approximately $199 or monthly payments of $9.99. The theft and loss coverage option costs $269 upfront or $13.49 monthly.
The value equation depends heavily on how prone users are to damaging their phones. Screen repairs without AppleCare+ can cost up to $329 for newer models, while the service fee with coverage is only $29.
Some users find that good quality cases and screen protectors provide enough protection, making AppleCare+ unnecessary for careful owners. However, those who have previously cracked screens or damaged phones often find the coverage worthwhile.
What coverage and benefits does AppleCare+ provide for MacBook Air users?
MacBook Air users with AppleCare+ receive three years of hardware coverage and technical support. The plan includes coverage for the battery, which is particularly valuable as battery service outside the plan can be expensive.
Users get access to priority Apple support via phone or chat 24/7. This quick access to expert help is especially useful for those who rely on their MacBook Air for work or school.
The plan also covers two incidents of accidental damage per year with a small service fee. For MacBook Air users, screen damage and liquid spills are common issues that AppleCare+ addresses at a fraction of the regular repair cost.
Beyond the standard 3-year plan, what options do consumers have with AppleCare+?
In 2025, Apple offers consumers the ability to extend AppleCare+ coverage beyond the initial three years on a monthly subscription basis. This option provides continuous protection without a large upfront payment.
Some credit cards offer extended warranty benefits that can add up to an additional year of coverage. Users should check their card benefits before purchasing AppleCare+.
For business users, Apple offers AppleCare+ for Enterprise, which includes faster service, on-site repairs for some issues, and dedicated support channels. This option costs more but provides enhanced service levels for business-critical devices.
What are the implications of discontinuing AppleCare+ payments before the end of the term?
If users pay monthly for AppleCare+ and decide to stop payments, coverage ends immediately. Any repairs needed after cancellation will be charged at full price.
For those who paid upfront, canceling before the term ends provides a prorated refund based on the unused portion of coverage. The refund calculation has become more generous in 2025 compared to previous years.
Users should note that once AppleCare+ is canceled, it cannot be repurchased for the same device. This makes the decision to cancel permanent and worth careful consideration.
What does a typical AppleCare+ plan encompass for various Apple devices in terms of repairs and services?
For iPhones, AppleCare+ covers two incidents of accidental damage every 12 months with service fees of $29 for screen damage and $99 for other damage. The plan also includes battery service when the battery health drops below 80%.
For iPads, the plan covers similar accidental damage with a $49 service fee. AirPods and Beats headphones have different coverage with $29 fees for accidental damage.
Apple Watch coverage varies by model, with fees ranging from $69 for aluminum models to $79 for stainless steel and titanium models. All plans include express replacement service, which sends a replacement before users return the damaged device.
